PRIOR TO FINDING A HOUSE
- Listen to your goals and advise you on specific ways to meet them in today’s market
- Provide names of lenders who are reputable, competitive, and creative
- When requested, provide a list of questions to ask when shopping for lenders
- Work with you and your lender to find the right loan program
- Review good faith estimates and help compare costs and monthly payments
- Make appointments to see homes in an efficient manner at times convenient to you
- Call “For Sale By Owners” that we find to see if their property would meet your needs
- Attempt to negotiate commissions with “For Sale By Owners” so that you may buy the house with representation for the lowest cost
- Reach out to owners of houses that are not on the market, but may be of interest to you
- Explain the home buying process from start to finish
- Provide out of town buyers with a relocation package
- Call listing agent on properties of interest to ensure properties are available prior to showing
- Frankly discuss resale potential of houses of interest
- Arrange to have a licensed agent work with you when we are out of town or unavailable
- Check RMLS listings daily and communicate new listing information to you
- Provide a list of home inspectors who have received high marks from previous buyers
- Provide recommendations on first time buyer books, and other timely topics
- Allow other real estate agents to see your home preferences for reverse prospecting
- When requested, provide detailed information on market preferences for floor plans/area
- Provide information/resources on current issues (e.g., oil tanks, lead paint, and radon gas)
- Provide access to properties for sale at times convenient to you
- Look carefully at properties which we tour to point out details which may be overlooked
- Arrive on time to appointments and showings. We pride ourselves on timeliness.
- Pursue continuing education yearly to obtain the latest information and fine tune our skills
- Attend regular sales meetings to keep up on latest market and industry information
- Network with hundreds of agents to get leads on new listings which might fit your needs
- Carry Error and Omission insurance to help protect you from human error
- Carry business coverage on our automobiles
- Belong to local and National Association of Realtors
- Belong to Realtors Multiple Listing Service
- Attend seminars on current topics
- Use our experience every day
- If needed, provide list of questions to ask other Realtors if you are still selecting a Realtor
- Provide a map of city neighborhoods
- Provide information on dispute resolution process used in real estate transactions
- Provide our objective and honest opinion to all questions
- Carefully guard confidential information about you and your position
- Preview properties to see if they would be desirable
- Keep informed about the areas in which you are looking
- Provide addresses and directions if we are driving separately to properties
- Provide “neighborhood orientation” tours for relocating buyers
- Educate buyer as to today’s market conditions
- Provide clean and safe transportation
- Provide flashlight and measuring tape if needed when viewing houses
- Use the latest technology to communicate and find information
- Provide basic information on building materials and their relative
- Provide information on inspection options
- Keep an even temper, even in times of adversity
- Care about our client’s comfort and best interest
- Have fun!
AFTER IDENTIFYING A HOUSE OF INTEREST
- Pull tax records on property of interest
- Provide, when requested, property archive report on property of interest
- Provide resources for information on school performance
- Confirm with city that the property is on sewer
- Pull permits on file for properties of interest
- Use sales agreement forms drafted and continually updated by Association of Realtors
- Provide disclosure forms to seller to assure representations to you are made in writing
- Timely present offer to seller
- Provide information to you on seller, whatever may be known
- Provide you with specific market data for property of interest (i.e.: comparable sales, average days on market, what the seller paid for property and when, current mortgage information)
- Follow up on questions with listing agents regarding houses of interest and report back promptly
- Provide information on price appreciation in the defined areas
- Provide assistance in reviewing nonstandard forms which may need to be signed
- Help to determine the value of a property prior to your making an offer
- Help to inform you of standard procedures or practices in current market
- Discuss standard contingencies
- Show you amenities found in neighborhoods of interest (restaurants, community centers, etc.)
AFTER OFFER IS ACCEPTED
- Make appointment for home inspections
- Work with lender to order the appraisal
- Provide, when requested, utility cost information on properties of interest
- Provide list of utility companies for home purchased
- Attend home inspection and any other inspections necessary
- Provide names and numbers of reputable contractors for bids or information
- Call lender on a regular basis to make sure the loan process is going smoothly
- Attend appraisal (unless drive by only)
- Provide information to appraiser as needed
- Provide property access to contractors to get bids on repairs if necessary
- Negotiate your position strongly and effectively
- Review inspection report and help you prioritize items
- Thoroughly read all disclosures provided by seller and help identify potential red flags
- Deliver paperwork and information quickly to all parties
- Set up escrow account with escrow company with all necessary paperwork
- Order a preliminary title search
- Review preliminary title report with you and help identify any red flags
- Attend signing of papers to explain paperwork
- Review closing statement to make sure it is accurate and correct
- Perform walk through inspections with you to ascertain that conditions of sale are met
- Inform lender of escrow company to speed up flow of information
- Provide measurements of rooms for planning furniture, etc.
- Coordinate appointments to sign documents
- Coordinate exchange of keys
- Coordinate access to property by contractors prior to closing
- Provide buyer with a copy of all documents signed by buyer
- Provide sales agreement to lender to complete loan process
- Review sales agreement with buyer so that all terms are familiar
- Put the home inspection report in context for seller and listing agent, and help them understand our requests for repairs
- Coordinate re-inspection of repairs by lender if necessary
- Provide complimentary market analysis on home for tax appeals, PMI removal appeals, and financial planning
- Answer questions that might arise after the sale is closed
- Maintain a file in our office with all pertinent information should you need info or copies in the future